Wind Mitigation Inspections
Comprehensive Wind Mitigation Services
IMPORTANT! Being prepared for your Wind Mitigation inspection may save you hundreds. Please read carefully.
- Be sure your attic access is accessible and clear a path for the inspector!
- Make sure you have a roof permit or a paid invoice of your new roof with detailed installation features. This should include nailing and a self adhering membrane or (peel and stick or SWR).
- If you are working to get a credit for hurricane shutters, you must have all openings protected. This would include sky lights, windows, doors, glass block and garage doors. Above all, protected items must be clearly marked as having some type of large missile impact rating, a Miami-Dade product or documented as such with a paid invoice.
A Handy Home Inspector has been performing these inspections for over 5 years. Furthermore, we can determine whether or not you are eligible for Wind Mitigation discounts that can potentially save you up to 45% off your homeowners insurance. That’s a Savings on average of $800 per year!
What is a Wind Mitigation Inspection?
A Wind Mitigation Inspection is a valuable inspection service that can reduce your homeowners insurance. Discounts are available for building features that reduce damage during high-wind events. In other words, Wind Mitigation discounts are justified because stronger wind-resistant structures have lower windstorm losses. As a result it can reduce costs to your insurance insurance company.
Does My Home Qualify?
Many existing homes have one or more construction features that qualify for significant discounts. They include, hip roofs and any roofs installed after 2001. Similarly, here are additional features that can reduce your insurance costs…
- Roof coverings, including shingles that meet the Florida Building Code requirements.
- Roof decks that have been installed with large nails and close spacing.
- Hurricane clips/straps that hold the roof structure to the walls.
- Protection of openings such as windows and glass doors with impact resistant glazing or hurricane shutters.
- Secondary water resistance that prevents the roof from leaking if the roof covering is blown off in a windstorm.
- Newly constructed homes built to the Florida Building Code since March 1, 2002.
- Homes built to the Florida Building Code in Lee County after 1994.