If you live in an area that experiences heavy wind storms, a wind mitigation inspection is a must. This inspection is meant to ensure the safety of your home during harsh weather conditions. If you are wondering, “what is a wind mitigation inspection?” keep reading to find out!
What Is a Wind Mitigation Inspection?
During a wind mitigation inspection, a certified inspector examines your home’s resistance to strong wings. It is also known as a windstorm mitigation inspection. After an inspection, they recommend features you must add to your home to increase its wind-resistant and help it withstand wind pressure due to hurricanes and big storms.
Why Do Florida Residents Need a Wind Mitigation Inspection?
In Florida, the risk of wind damage accounts for 15% to 70% of property insurance premiums, as per the Florida Division of Emergency Management. While wind mitigation requires you to invest a certain amount, installing wind mitigation systems in your house can save you a lot of money over time. It helps protect your home against severe weather conditions and keeps you and your family safe in the case of a catastrophic storm. Installing hurricane straps on the roof or hurricane shields on windows can reduce the risk of flying objects entering your house and endangering your family.
Besides enhancing your home’s safety, a wind mitigation inspection can also reduce the cost of your homeowner’s insurance. If you receive a “passing grade,” your carrier is legally required to offer you insurance discounts. Your discount increases in proportion to how wind-resistant your roof is.
The following attributes will earn you additional “wind mitigation credits,” which insurance providers will convert to discounts.
- Upgraded rooftops
- Sloping roofs
- secondary resistance to water
- Upgraded windows, shutters, doors, etc.
- Improved materials
- longer nails that are spaced closer together
How Long Is a Wind Mitigation Inspection Valid?
In Florida, wind mitigation inspections are valid for five years. In other words, while you are spending money on the inspection, you end up saving money on your house insurance for the next five years.
The simplest option to reduce your insurance costs while ensuring your roof will guard your home against Florida’s heavy rain is to have wind mitigation inspections done. If you are looking for a certified professional wind mitigation inspector, look no further than A Handy Home Inspector. They conduct exceptional home mitigation inspections in Cape Coral, FL. With years of experience in the field, their inspectors will ensure your home is safe and secure.